Does Airforce Pay for Housing? The Complete Picture

When considering a career in the Airforce, one of the most pressing questions that often arises is, “Does the Airforce pay for housing?” This question is particularly relevant for those who have families or are planning to start one while serving. In this comprehensive article, we will delve into the various ways the Airforce assists its members with housing, from Basic Allowance for Housing (BAH) to on-base and off-base options.

Basic Allowance for Housing (BAH)

What is BAH?

The Basic Allowance for Housing (BAH) is a U.S. military privilege given to many service members. It is an allowance meant to offset costs for a service member’s housing when government housing is not available. BAH rates are set by surveying the cost of rental properties in each geographic location. Therefore, BAH can vary widely depending on where you are stationed.

Eligibility Criteria

To be eligible for BAH, you must be:

An active duty member of the military
Serving under a call or order that does not specify a period of 30 days or fewer
In a temporary duty status, if government quarters are not provided

How is BAH Calculated?

BAH is calculated based on:

Geographic Duty Location
Pay Grade
Dependency Status

The Department of Defense uses these factors to determine the housing profile for each individual, which in turn affects the amount of BAH you will receive.

On-Base Housing

Types of On-Base Housing

Dormitories: Generally for single or unaccompanied airmen.
Family Housing Units: For service members with families.

Advantages of On-Base Housing

Security: Military bases are secure environments.
Convenience: Proximity to work and on-base amenities.
Community: Strong sense of community among service members.

Off-Base Housing

Using BAH for Off-Base Housing

If you opt to live off-base, your BAH can be used to rent an apartment, lease a home, or even to pay a mortgage. The BAH is designed to cover approximately 95% of the average rental market housing costs, so you may need to cover some costs out-of-pocket.

Steps to Apply for Off-Base Housing

Check BAH Rates: This will give you an idea of your housing budget.
Search for Housing: Look for housing options within your BAH rate.
Lease Agreement: Once you’ve found a suitable housing option, you’ll need to sign a lease.
Submit Documents: Provide your lease agreement to the finance office to start receiving BAH.

Overseas Housing Allowance (OHA)

If you are stationed overseas, you are not eligible for BAH. Instead, you will receive an Overseas Housing Allowance (OHA) which is similar but calculated based on the cost of living in your overseas location.

Tax Benefits

Both BAH and OHA are not considered taxable income, which is another financial benefit to consider when examining how the Airforce pays for housing.

Final Takeaway

So, does the Airforce pay for housing? The answer is a resounding yes. Through various programs and allowances, the Airforce provides robust housing support for its service members. Whether you’re a single airman or have a family, the Airforce has made provisions to ensure you have a comfortable and secure place to live.

Understanding the intricacies of how the Airforce pays for housing can help you make an informed decision about your military career. With benefits like BAH, on-base housing, and tax advantages, the Airforce offers not just a job but a supportive lifestyle.